Secure Life Advisors
Our agency provides expert life insurance solutions in all 50 states, offering
protection, living benefits, and wealth-building options. We educate and
empower clients to secure their future with top-rated carriers and personalized coverage.
Speak with a licensed agent!
Shantel Mcclain
Professional Life Insurance Agent
I am a licensed life insurance agent serving all 50 states, and my mission is to educate individuals and families on the importance and benefits of life insurance rather than simply obtaining a policy. I believe that informed decisions lead to better financial security, and I take pride in helping my clients understand their options so they can choose the best coverage for their needs.
To provide the highest quality service, I have partnered with 18 reputable insurance carriers, collectively operating for over 300 years. This allows me to offer a wide range of policies tailored to each client’s unique situation. Whether you’re looking for protection, income replacement, or legacy planning, I am here to guide you every step of the way with integrity and expertise.
Who's Term
Life Insurance for?
Term life insurance is a popular choice for newlyweds, young parents, working professionals, and homeowners. Many choose term life insurance to:
Replace lost income during their prime earning years
Pay off a family’s home mortgage
Create an emergency fund for loved ones
Eliminate personal debts
Contribute to a child’s education fund for higher education.
Who's Whole Life Insurance for?
Whole life insurance is a popular choice for retirees, pre-retirees, and individuals aged 45-85 seeking dependable, guaranteed coverage. Many opt for whole life insurance to:
Secure coverage with no medical exam required
Cover final expenses
Supplement existing life insurance policies
Build cash value for financial emergencies
Leave a meaningful gift for a loved one
Who's Universal Life Insurance for?
Universal life insurance is a popular choice for individuals entering their prime earning years and investment-savvy individuals comfortable with some risk. Many opt for universal life insurance to:
Gain flexible coverage
Help replace lost income for loved ones
Access tax-deferred cash value for retirement
Plan for estate or business needs
Build and preserve a lasting legacy
Why Life Insurance?
Reasons to consider Life Insurance
Financial Security – Provides peace of mind by ensuring your family, business, or dependents are financially protected in the event of your passing.
Income Replacement – Helps cover essential expenses like mortgage payments, childcare, household debt, and daily living costs for your loved ones. This financial safety net can also help cover future expenses like college tuition, medical bills.
Legacy Planning – Ensures your assets are distributed to the right people or charities at the right time. This can help avoid probate, ensuring a smoother, faster transfer of assets to your beneficiaries.
Tax Advantages – Most life insurance policies offer tax benefits, including a tax-free death benefit payout to beneficiaries. Very beneficial for building wealth over time and planning for retirement or other financial needs, as it reduces the tax burden on your investments.
Benefits of New Life Insurance
IUL's – Indexed Universal Life policies and cash value accounts allow you to build tax-deferred savings over time, providing a potential source of income for retirement or emergencies.
Permanent Protection – Unlike term insurance, permanent policies such as IUL's offer lifelong coverage, ensuring your loved ones receive financial support no matter when you pass.
Living Benefits – Access funds while you're still alive to cover medical expenses, long-term care, or unexpected financial hardships due to chronic, critical, or terminal illness included in your policy. Living benefits turn life insurance into a powerful financial tool.
Annuities – Annuities create a privatized pension and provide a steady stream of income during retirement, helping you maintain financial stability and security in your later years.
Why Us?
We do more than just provide life insurance—we educate and empower you to make the best financial decisions for your future. We take the time to ensure you are well educated on our products and services. As a licensed life insurance agent serving all 50 states, we take pride in offering top-tier service and personalized guidance tailored to your unique needs.
We have partnered with 18 reputable insurance carriers, collectively operating for over 300 years, to ensure you have access to the best coverage options available. Our goal is to help you secure financial protection, replace lost income, and build a lasting legacy for your loved ones.
To make the process easy and convenient, we offer virtual consultations, allowing you to explore your options from the comfort of your home with family and friends that could also use this knowledge, right at your kitchen table. Whether you're looking for protection, retirement planning, or estate solutions, we are here to guide you every step of the way with integrity, expertise, and a commitment to your financial well-being.
